Do you have tax or financial issues and do not know how to deal with them?

Do you need help with your tax return?

Do you own property, have rental income or changes in assets and do not know what obligations arise?

Are you planning to buy or sell a property, move your tax residence or settle personal debts?

Perhaps questions like these concern you:

• Why do I owe tax on my tax return when my income is limited?
• What are presumed living expenses and how do they affect my taxation?
• How do I correctly declare property, rents and changes in my assets?
• What tax obligations do I have if I buy or sell a property?
• How can I make a parental gift or a cash donation?
• What must I do if I work or live abroad?
• Can I settle my debts to the Tax Office?
• How can I better organise my personal financial obligations?

An individual's tax obligations are not limited to filing an annual return.

Buying a property, a parental gift, a change of residence or new income can create significant tax consequences.

At EPITEFXI – CHRONAKIS DIMITRIOS we provide tax and financial support to individuals, examining the particular needs and obligations of each case.

Our aim is for you to know what you must do, which deadlines apply and what lawful options you have before you make important financial decisions.

1. Do you want to file your tax return correctly?

Are you an employee, pensioner, unemployed or a person living on investment income?

Do you have income from more than one source?

Are you unsure whether the pre-filled data on your return is correct?

A tax return needs checking and an accurate record of the real financial data.

We take on:

• Preparation and submission of E1 income tax returns.
• Completion of the required accompanying forms.
• Checking of income from salaries, pensions, property and other sources.
• Checking of withheld taxes.
• Examination of presumed income and objective expenses.
• Submission of amended returns, where required.
• Checking of tax assessment notices.
• Support with tax matters outstanding from previous years.

So that you know your return has been examined on the basis of the available data and the tax provisions in force.

2. Are you getting a tax bill you did not expect?

You may have limited income and still face a significant tax burden.

This may be due to presumed income from housing, a car, the acquisition of assets or other tax parameters.

Before you accept that the tax is unavoidable, you need to understand how it was calculated.

We examine the income, the presumed expenses and the data that affect the determination of the tax.

We assess whether there are lawful ways of covering presumed income, such as invoking funds from previous years, when the relevant conditions are met.

We check for errors or omissions and explain the result of the assessment.

So that you know why the tax arises and whether there are lawful ways to deal with it correctly.

3. Do you own property and want to know your tax obligations?

Do you own a home, a plot, a piece of farmland or a commercial property?

Have you bought, sold, inherited or transferred a property?

Have you found errors in your E9 or ENFIA?

Proper recording of real estate is important for the correct calculation of tax obligations.

We take on:

• E9 property declarations.
• Checking and correction of asset data.
• Support with ENFIA issues.
• Tax monitoring of changes in real estate.
• Checking of data before and after transfers.
• Cooperation with notaries and other competent professionals.

So that you have an accurate tax picture of your property and avoid burdens from incorrect data.

4. Do you receive rents or make use of properties?

Do you have a home or commercial property that you let?

Do you own several properties and struggle to keep track of the leases and tax obligations?

Are you thinking of making use of a property through short-term letting?

Making use of properties creates tax and administrative obligations that differ depending on the form of the activity.

We provide support for:

• Declarations of lease information.
• Tax return for income from property.
• Monitoring of changes in leases.
• Tax treatment of uncollected rent, when the legal conditions are met.
• Short-term letting obligations.
• Assessment of the tax consequences of different ways of using properties.

So that you know the obligations and the real tax result of making use of your property.

5. Are you planning to buy or sell a property?

Buying or selling a property is an important financial decision.

Before you proceed, you may need to examine your tax position, the presumed acquisition income, the origin of the money and the obligations linked to the transaction.

It is better for tax preparation to take place before the contract is signed.

We examine:

• The tax consequences of the transaction.
• The ability to document the money to be used.
• The exemptions provided, where they apply.
• The relevant declaration obligations.
• The correct updating of assets.

We work with the notary and other competent professionals on the matters within our expertise.

So that you know the tax implications before carrying out an important property transaction.

6. Do you want to make a parental gift or a donation, or settle inheritance tax matters?

Are you planning to transfer money or assets to your children?

Do you want to make a donation?

Have you acquired assets through an inheritance and do not know which tax procedures are required?

Family transfers of property need sound tax preparation.

We examine the tax provisions in force, the conditions for exemptions and the declarations required.

We provide support on tax issues of parental gifts, donations and inheritances, depending on the case.

Where notarial or legal actions are required, we work with the corresponding professionals.

So that you know the obligations and the tax consequences before you proceed with the transfer of property.

7. Do you live or work abroad and have tax obligations in Greece?

Do you live permanently outside Greece?

Do you work abroad but still have income or property in Greece?

Do you want to move your tax residence?

Tax issues for residents abroad need particular attention, as more than one tax jurisdiction may be involved.

We provide support for:

• Procedures for changing tax residence.
• Tax returns of residents abroad.
• Income and assets in Greece.
• Examination of applicable double taxation treaties.
• Tax obligations on returning to Greece.
• Preparation of the required supporting documents.

Where required, we coordinate Greek tax matters with advisers in the country of residence.

So that you know what obligations you have in Greece and how they are affected by your tax residence.

8. Do you have debts to the Tax Office and struggle to pay them?

Have overdue debts arisen?

Do you want to examine the possibility of an arrangement?

Do you not know which options exist or how they affect your monthly financial obligations?

Dealing with debts needs proper information and realistic financial planning.

We examine the state of the debts, the existing arrangements and the lawful procedures available.

We support you in preparing and submitting the relevant requests, where they fall within the scope of our collaboration.

In cases of multiple or significant debts, we can examine the need for a more comprehensive financial assessment through our service “Debt Settlement & Financial Restart”.

So that you know the real options for dealing with your obligations.

9. Do you need tax clearance or support with procedures involving public services?

You may need tax certificates or confirmations for a transaction.

You may be facing outstanding issues in the tax registry.

You may have to submit a request to AADE or correct incorrect data.

We provide support for:

• Changes to tax registry data.
• Requests and procedures through myAADE.
• Issuing of available tax confirmations and certificates.
• Checking of outstanding tax issues.
• Submission of correction or review requests, where provided.
• Contact with the competent tax offices on matters within our mandate.

So that you can complete your tax procedures with proper guidance.

10. Do you want to organise your personal or family finances better?

You may have a steady income but struggle to meet your obligations.

Perhaps you are planning an important purchase, an investment or a change in your financial situation.

Sound financial organisation is not only for businesses. It is for individuals too.

We can help you list your basic financial obligations, assess your regular charges and organise a realistic budget.

Depending on your needs, we examine the tax implications of important financial decisions.

So that you have a better picture of your obligations and can plan your next steps with more confidence.

Which services do we provide to individuals?

Tax returns

E1, accompanying forms, amended returns and checking of the tax assessment.

Real estate

E9, ENFIA, leases, taxation of income from property and tax support for changes in assets.

Parental gifts, donations and inheritances

Tax preparation, assessment of obligations and support with the declarations provided for.

Residents abroad

Tax residence, Greek income, international tax issues and related declarations.

Settlement of tax debts

Checking debts, assessing the available procedures and supporting requests.

Tax registry and administrative procedures

Changes to data, tax confirmations, AADE requests and handling of outstanding issues.

Personal financial and tax planning

Assessment of tax consequences, financial obligations and important personal transactions.

How does our collaboration start?

1. You explain what concerns you.

It may be a tax return, a property, a transfer of assets or an outstanding financial matter.

2. We examine the necessary data.

We assess the available tax, income or asset data related to your case.

3. We inform you of your obligations and options.

We explain which procedures are required, which conditions apply and which actions can be taken.

4. We take on the agreed work.

We prepare and carry out the tax and financial procedures included in our collaboration.

5. We support you with future needs too.

We can continue our collaboration for tax monitoring, changes in assets and your financial planning.

Why choose EPITEFXI?

Because every tax case needs proper assessment and personal guidance.

At EPITEFXI – CHRONAKIS DIMITRIOS we do not treat all cases in the same way.

Each individual has different income, family situation, assets and financial needs.

We combine tax know-how with financial analysis and advisory support.

We do not simply want to file your tax return. We want you to understand your obligations and know your options before you make important decisions.

Because proper tax information and financial planning can help you avoid unnecessary burdens and organise your personal affairs better.

Do you need help with your personal tax or financial affairs?

You may simply need your annual tax return.

You may be facing a complex tax issue.

You may be planning an important decision about assets or finances.

You do not need to know which procedure to follow.

Tell us what concerns you.

At EPITEFXI we will examine your case and inform you about the services that can meet your needs.

Because a sound financial decision starts with reliable information.