Your business has work. But does it bring you the profit you expected?

You work for your business every day. You have customers, you make sales, you pay suppliers, employees, taxes and operating costs.

But in the end, how much money is really left for you?

Is turnover growing, but your profits are not following?

Are obligations growing and liquidity not enough?

Are you thinking of expanding your activity but do not know whether your business can support a new investment?

Or do you feel your business could perform better, but you do not know what needs to change?

You do not need to work out the answers on your own. You need a clear picture of your business and a concrete plan for the next step.

At EPITEFXI – CHRONAKIS DIMITRIOS we examine the real financial situation of your business, identify problems and room for improvement, and design with you the actions that can contribute to its growth.

We do not limit ourselves to recording financial results. We help you understand what they mean and how you can use them to make better business decisions.

1. You have turnover, but you do not know how much you really earn?

Your business may show increased sales and still struggle to meet its obligations.

Perhaps you do not know which products, services, customers or activities bring you the most profit.

Perhaps your selling prices do not adequately cover the real cost.

Before you decide how to increase your sales, you need to know what you earn from them.

We analyse revenue, cost of sales, operating expenses, gross and net profit margins and the financial performance of your business.

Where the necessary data exist, we examine profitability by product, service or activity and identify the points that need improvement.

We help you understand where profit is created, where operations are weighed down, and which changes are worth assessing.

Because higher turnover does not necessarily mean higher net profit.

2. Costs are rising. How can you reduce them without harming your business?

Rent, energy, raw materials, goods, payroll, transport and financial costs can significantly limit your profitability.

Perhaps you pay more than you had calculated, or you do not know which costs weigh most on the business.

The solution is not always to cut every expense. It is to know which expenses create value and which can be reduced.

We examine in detail the cost structure, fixed and variable expenses, operating needs and the financial performance of your activities.

We look for ways to organise better, reduce unnecessary burdens and make more effective use of the available resources.

We assess the financial consequences of the proposed changes, so that your decisions rest on real data.

The goal is not simply to spend less. It is to make better use of your business's money.

3. Your business shows profits, but you do not have enough cash in the till?

Have you made sales but customers have not yet paid you?

Do you have to pay suppliers, payroll, taxes and loan instalments before you receive the money you expect?

A business can show accounting profits and at the same time face serious liquidity difficulties.

We examine collections, payments, customer receivables, obligations to suppliers and working capital needs.

Where required, we prepare cash-flow budgets and forecasts of future receipts and payments.

We help you spot possible liquidity shortfalls early and plan your financial obligations better.

Because it is not enough for a business to be profitable on paper. It must also be able to meet its day-to-day obligations.

4. Do you want to grow your business but do not know which direction to take?

Are you thinking of opening a second shop?

Adding new products or services?

Expanding into new markets, increasing production or hiring more staff?

Before you invest more money, you need to know whether the growth you are planning can be financially viable.

We examine your current activity, market potential, financial needs and the risks of the planned expansion.

We prepare business plans, financial forecasts and viability studies.

We assess different growth scenarios and help you choose the next steps based on the real potential of your business.

Growth should not simply mean a bigger business. It must make financial sense for you.

5. Do you have business goals but do not know whether you are achieving them?

Perhaps at the start of the year you set a target for higher sales or profit.

But today, do you know how close you are?

Do you know whether costs are moving in line with your budget, or whether the business is deviating from the plan you drew up?

A business plan has real value when it is implemented and monitored.

Together with you we set specific, measurable financial goals, such as:

• Increasing turnover.
• Improving gross and net profit margins.
• Reducing specific operating costs.
• Improving cash flow and liquidity.
• Reducing overdue receivables and payables.
• Improving productivity and financial performance.

As part of an ongoing advisory collaboration, we monitor the course of the financial indicators, compare actual results with the goals and examine the causes of deviations.

Where needed, we propose adjustments to the business plan.

It is not enough to decide where you want to get to. You need to know whether you are moving in the right direction.

6. Do you want to invest but do not know whether your business can bear the cost?

Buying a new machine, building new premises or expanding your activity can create significant financial obligations.

How much will the investment cost?

When can it start to pay off?

Will you need bank borrowing or equity?

How will it affect the business's liquidity?

Before you commit capital, you need to examine the financial feasibility of the investment.

We prepare financial forecasts and assess the investment cost, funding needs, expected cash flows and the likely return on the investment.

We examine alternative scenarios and help you assess the main financial risks.

Our aim is for you to invest with a better picture of the possibilities, the obligations and the likely outcomes.

7. Do you want to join an ESPA, LEADER or Development Law programme, but your financial data is not sufficient?

Have you found a funding opportunity but realise your business does not meet the required financial conditions?

Perhaps turnover, equity, profitability or other financial indicators limit your chances of taking part?

Do not wait for the next programme to open before you examine what needs to improve.

At EPITEFXI we can take on the ongoing accounting, tax and financial support of your business, so that we organise its financial operation properly and prepare it for future funding.

We analyse the financial data of previous years, examine the requirements of the programmes you are interested in and identify the factors that limit your funding eligibility.

We design realistic financial targets, follow the course of the results and propose lawful, well-documented actions to improve your business's financial position.

At the same time, we organise the financial information and the necessary documentation, so that you are better prepared when a suitable funding opportunity arises.

We cannot arbitrarily change past financial results, nor can we guarantee acceptance into any programme. But we can help you organise the present better and plan a financially stronger future.

The funding you want tomorrow may need financial preparation starting today.

8. Is your business facing financial difficulties and you do not know how to deal with them?

Are operating costs rising?

Are sales falling?

Are obligations piling up and are you struggling to meet them?

You may even be wondering whether it is worth continuing your activity.

Before you take such an important decision, you need to examine the real financial situation and the available options.

We analyse financial results, liquidity, obligations, operating costs and the options for reorganisation.

We prepare viability studies, financial restructuring plans and cash-flow forecasts.

We examine ways to cut costs, reorganise activities, improve financial performance and manage financial obligations.

Where required, we coordinate the cooperation with suitable lawyers and other specialised professionals.

We do not promise that every business can recover. But we help you know its real potential, so that you can make well-founded decisions.

9. Are you making important decisions without a complete financial picture?

Do you know the real cost of each business decision you make?

Can you assess whether a new partnership, a hire, a change of pricing policy or an expansion of activity is worth it for you?

Business experience is valuable. But when combined with reliable financial data, decisions can be better founded.

We support you with financial analyses, budgets, comparative assessments, forecasts and studies of alternative options.

We examine the financial consequences of your decisions and help you recognise the risks and opportunities.

So that you do not have to decide on instinct alone, but also on the numbers of your own business.

How does our collaboration start?

You do not need to have a business plan ready. It is enough to tell us what concerns you.

1. We discuss your need or goal.

You explain what worries you, what you want to improve or which business decision you are thinking of making.

2. We examine the financial situation of your business.

We analyse the available financial data, the obligations, the results and the potential of your activity.

3. We shape a concrete action plan.

We present the findings, the available options and the proposed interventions.

Together with you we set realistic financial goals.

4. We follow the implementation and the results.

As part of the agreed ongoing advisory collaboration, we assess progress, compare results with the goals and propose corrective actions where needed.

We do not want your business plan to stay in a drawer. We want it to be a tool for your daily and future decisions.

Why choose EPITEFXI for the growth of your business?

Because we do not look only at the numbers. We examine what they mean for the future of your business.

At EPITEFXI – CHRONAKIS DIMITRIOS we combine accounting and tax know-how with financial analysis, business planning and growth consulting.

This allows us to approach your business as a whole.

We do not limit ourselves to recording revenue and expenses or filing tax returns.

We use the financial data to identify problems, assess opportunities, set goals and follow the course of your business.

For us, business growth is not measured only by how much a business expands. It is also measured by how much its financial performance, liquidity, viability and net profitability improve.

Your business may have more potential than you know.

Perhaps you want to increase your profits.

Perhaps cut your costs.

Perhaps organise its operation better or prepare for an important investment.

You may even know that something is not going well without having found the cause.

You do not need to know where to start.

Tell us what concerns you and what you want to achieve.

At EPITEFXI we will examine with you your business's financial situation and the options for the next step.

Our aim is to help you build a better organised, financially stronger and more profitable business.